Prosections of bankers for financial fraud have dropped by over 50% since 1999, when there were over 3,000 prosecutions to under 1,500 last year.They have dropped every year since then. As a result, shareholders and investors end up paying for reparations through civil cases. In other words, white collar crime was privatized during George W. Bush's Presidency. This not only destroys confidence in the market; it also creates social tension that can destroy communities.

http://www.cbsnews.com/8301-505123_162-57327688/bank-prosecutions-drop-as-bank-failures-rise/